MEDIUM and LARGE CREDIT GUARANTEE FACILITY
(MLE-CGF)

FEATURES

Eligible LendersPHILGUARANTEE Accredited:
1. Universal Banks, Commercial Banks, Thrift Banks, and Rural Banks;
2. Financial Institutions (NBFIs) supervised by the Bangko Sentral ng Pilipinas (BSP)
PurposeAssist access to financing of the following Industries:
1. Hospitals and Healthcare institutions
2. Logistics
3. Public Utilities/Telecommunications
4. Transportation
5. Industries listed in the Investment Priority Plan (IPP) of the Board of Investments (BOI)
6. Industries mentioned under the Bayanihan 2: Recover as One Act
Eligible BorrowersAny Entity, Enterprise or Corporation organized and licensed to engage in business in the Philippines
Loan Amount Per BorrowerAbove Php 50 Million up to Php 300 Million

STANDARD TERMS AND CONDITIONS

Guarantee Limit / CoverageWorking Capital – 50% of Principal amount of loan Project Finance and CAPEX – Up to 80% of the Principal amount of loan
Eligible Loan Purpose1. Working Capital
2. Project financing
3. CAPEX inclusive of land acquisition (land acquisition cost not exceeding 30% of Project Cost)
Term of Loan1. Working Capital – 1 year to 3 years
2. Project Financing – Up to 7 Years
3. CAPEX – Up to 7 Years

Longer tenor may be accepted subject to Pre-Clearance from PCEO
Term of GuaranteeTerm of the loan as approved by the Bank/FI
Fees:
Guarantee Fee1.25% to 2.5% per annum plus GRT Risk rated
Origination Fee/ Processing FeeProcessing Fee of 0.5% of Loan Amount payable upon approval
Amendment FeePhP 5,000.00 per amendment
Collateral/SecurityAs maybe required by the accredited lending bank or financial institution